OPTIONS AND CONTRIBUTIONS

The IMS

FINANCIAL CONTRIBUTIONS TO BENEFIT FROM IMS ASSISTANCE

In a spirit of solidarity, the IMS seeks people’s best protection according to the standard of living and the cost of healthcare in each country. That is why the IMS offers several contribution options, each providing a different level of assistance.

Learn more about assistance depending on the option.

 

Each group (the actual member) pays an annual contribution, regardless of the option it has chosen for its members.

 

The person with canonical responsibility then chooses the individual options that will be applied to each individual member. 

 

Options 1 and 2 are international.

Assistance is greater for Option 2. 

 

Option 3 is a waiting position

which means that it for members who have a basic scheme in their mission country but who need to travel to an Option 1 country (travel, leave) and this option ensures they are covered. See details by downloading the Services Guide

 

Option 4 provides assistance for care in the countries of residence of the members.

The countries are classified in Areas A+, A, B, C, D. (see below)

 

A member registered in one country is also covered in the countries of the lower area(s).

Example 1: a sister registered in Côte d’Ivoire (Area B) can receive care in her area and in any country in the lower areas. She is therefore covered in the countries of Areas B, C, D and E, but not in Areas A and A+.

Example 2: a brother residing in Côte d’Ivoire (B) who has chosen to contribute to Area A (after selecting Bolivia for example) will be able to receive care in all countries of Areas A, B, C, D and E, but not in Area A+.

 

Option 5 is for minimal assistance

to cover medical and surgical hospitalisation expenses (consultation, surgery and pharmacy relating to these procedures). It can be chosen in all countries where Option 4 is applicable.

 

Special conditions

 

Age limit

There is no age limit. However, from the age of 65, the duration of participation in the

hospitalization may not exceed six months for the same condition.

The aid paid depends on the country of attachment and the option chosen (see page 14 and 15)

Each Group  pays an annual contribution, whatever option it has chosen for its members.

 

Waiting time

6-month waiting period:

– for the re-registration of a party member that was registered before, but that for no particular reason left the membership previously. (E.g.: a group decides to leave IMS, with no reason, but after some time decided to re-register: the group will be accepted, but first has to pay for the registration and wait for 6 months before receiving any benefits)

– for the subscription of a member from a community that already was member of the IMS (if his non-subscription is not justified)

No waiting period:

– for the collective membership of a religious institute, Diocese or association of the faithful

– for the membership of a new member

 

Children

Contributions are reduced for children of lay associates who are part of an IMS-member community, while they are dependent on their parents:

– Option 2: 60 % of the adult contribution per child

– other Options: 50 % of the adult contribution per child

 

If you have any question about these options or if you want to join the IMS,

 

 

OPTIONS DEPENDING ON THE COUNTRY

Countries where Options 1, 2, or 3 are applicable : 

Armenia

Europe except Albania Kosovo and Malta (option 4)

Macau

South Africa

Australia

Georgia

Maldives

Swaziland

Azerbaijan

Hong Kong

Mauritius

Tajikistan

Bahrain

Israel

Mongolia

Taiwan

Belize

Japan

News-Zeeland

Turkmenistan

Brunei

Jordan

Oman

Turkey

Canada

Kazakhstan

Qatar

United States

China

Korea

Russia

Uzbekistan

Comoros

Kuwait

Saudi Arabia

Emirates United Arabs

Lebanon

Singapore

 

 

 

 

 

 

Countries where options 4 et 5 are applicable 

ZONE 4A ++

Nicaragua

Ghana

Rep. from Guinea

South Sudan

Mexico

Panama

Green cap

Senegal Sudan

Paraguay

Guinea Bissao

Sierra Leone Tanzania
ZONE 4A +

Peru

Indonesia

Sri Lanka Togo
Argentina

Porto Rico

Iran

Western Sahara Uganda
Brazil

Rep. Dominican

Iraq

Yemen Vietnam
Chile

Suriname

Ivory Coast

Zambia
Ecuador

Syria

Kenya

ZONE 4C

Zimbabwe
Guatemala

Thailand

Kosovo

Angola

Honduras

Trinidad and Tobago

Laos

Benign

ZONE 4D

Salvador

Tunisia

Liberia

Botswana

Burundi

Uruguay

Venezuela

Libya

Burkina Faso

Cameroon

Malaysia

Ethiopia

Central Africa Rep.

ZONE 4A ZONE 4B

Mauritania

Eritrea

Chad

Anguilla Afghanistan

Micronesia

Gambia

Congo

Antigua and Barbuda Albania

Myanmar

Lesotho

Democratic Rep. of Congo

Bolivia Algeria

Nepal

Malawi

Equatorial Guinea

Colombia Bangladesh

News Guinea

Mali

Gabon

Costa Rica Bhutan

North Korea

Mozambique

Rwanda

Cuba Cambodia

Pakistan

Namibia

ZONE 4E

Jamaica Djibouti

Palestine

Niger

Haiti

Malta Dominica

Papua

Nigeria

India

Morocco Egypt Philippines Somalia

Madagascar